Insurance and Fees

Understanding the practical side of therapy

Starting therapy is a meaningful step. We also know that understanding the cost and logistics of care matters.

We want you to feel informed before you get started. Below, you’ll find information about insurance, fees, payment, and what to expect.

If you still have questions, we’re happy to help.

Therapy for the whole family

Insurance

The Growth Collective is an in-network provider with select insurance plans.

We currently accept:

  • Blue Cross Blue Shield

  • Medicaid

  • Avera

  • Sanford

  • TriCare West

Insurance coverage can vary depending on your specific plan, deductible, copay, coinsurance, and benefits. Even when we are in-network with your insurance company, your individual benefits determine what you will pay.

Not sure if your insurance is accepted?

No problem. We can help you understand your options before your first appointment.

When you reach out, let us know your insurance provider and plan information. We can help you determine whether we are in-network and what information you'll need to confirm your benefits.

A quick note about insurance: Insurance companies ultimately determine coverage and patient responsibility. We recommend contacting your insurance provider directly to confirm your mental health benefits, deductible, copay, and coinsurance.


Fees

For clients using insurance, your cost will depend on your individual benefits and plan.

90834: Individual Psychotherapy (38-52 minutes) $180

90837: Individual Psychotherapy (53-60 minutes) $210

90791: Initial Intake $210

90846, 90847: Family Psychotherapy (26-60 minutes) $180

90839: Crisis Psychotherapy (60 minutes) $210

90785: Interactive Complexity$20 (Play Therapy Add On)

Payment is due at the time of service unless other arrangements have been made in advance. Self Pay rates available upon request.

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Good Faith Estimates

You have the right to receive a Good Faith Estimate of expected charges for health care services if you are uninsured or choose not to use insurance.

A Good Faith Estimate provides an estimate of the expected cost of your care based on the information available at the time it is provided. Your actual costs may vary depending on the services you receive.

If you'd like a Good Faith Estimate, please let us know when you contact us.

We accept:

  • Credit and debit cards

  • HSA/FSA cards, when applicable

Payment information will be collected during the intake process and kept securely through our practice management system.

Payment

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Have Questions? We Can Help.

You don't need to have everything figured out before you reach out. If you're wondering about insurance, cost, which therapist might be the right fit, or what happens next, we're happy to help.

If you're reaching out about insurance, it can be helpful to have:

  • Your insurance card

  • Your insurance company's name

  • Your preferred therapist, if you have one

  • A general idea of what you're looking for support with

You bring the questions. We'll help with the next step.